Our mission
Our mission is to provide worldclass professional services to every entity in global irrespective of size
Our vision
To be world class professional services firm taking the professional services of top-notch quality to every enterprise in the world. We wish to be known for knowledge, professionalism and bringing in new age solutions and technology products and processes.
Independent.
Technical.
Trusted.
Our Team
Our strength lies in our individuality. The team strives to bring in the best professional and business services in various fields, from risk to strategy. Every member in the delivery team is a seasoned professional in Insurance Industry with more than 20 years of experience.
Umesh Bagri
Co-Founder | Commercial Insurance & Claims Expert
Umesh Bagri brings nearly four decades of leadership experience across commercial insurance, underwriting, claims management, insurance operations and technical advisory.
Having held senior leadership positions with some of India's leading general insurers, he has managed complex commercial risks, large corporate insurance programmes and high-value claims across multiple industries including pharmaceuticals, oil & gas, infrastructure, banking, engineering and manufacturing.
His expertise spans:
Commercial Property & Casualty Insurance
Policy Interpretation
Claims Strategy
Insurance Coverage Review
Policy Wording Analysis
Coverage Gap Identification
Placement Quality Assurance
Insurance Litigation Support
Risk Advisory
Beyond corporate leadership, Umesh has contributed to the insurance profession as a visiting faculty member with the Insurance Institute of India and has helped develop technical learning material for insurance professionals.
At Uniphoenix, he leads the firm's technical insurance advisory practice, helping brokers, consultants, corporates and legal professionals make better insurance decisions through independent review and quality assurance.
Sanjay Kohad brings more than three decades of experience across commercial insurance, corporate risk management, insurance broking and general insurance leadership.
His career spans underwriting, insurance placement, claims management, enterprise risk advisory and business leadership, with senior roles in leading insurance companies, a corporate organization and an insurance brokerage. This unique combination gives him a comprehensive understanding of insurance from the perspectives of insurer, broker and insured.
At Uniphoenix, Sanjay leads strategic advisory for insurance brokers, consulting firms and corporate clients, with a focus on:
Commercial P&C Insurance
Insurance Placement Support
Policy Wording Review
Coverage Gap Analysis
Renewal Reviews
Insurance Program Optimization
Claims Strategy
Risk Management
Insurance Quality Assurance
He has successfully designed and restructured complex insurance programs, negotiated placements, improved claims outcomes and helped organizations strengthen their overall insurance governance.
Sanjay Kohad
Co-Founder | Commercial Insurance, Risk Management & Placement Expert
Our Technical Expertise
Behind every engagement is a team of senior insurance professionals with experience spanning commercial insurance, underwriting, insurance broking, reinsurance, quality assurance, claims management, digital transformation and global insurance operations.
Our collective experience combines practical expertise gained from working with insurers, brokers, multinational corporations and global insurance operations across multiple insurance markets.
The team brings hands-on experience in supporting insurance operations across the United States, United Kingdom, Canada, Australia, New Zealand, Europe and Asia-Pacific, with a strong understanding of commercial Property & Casualty insurance, specialty lines and global insurance processes.
Our technical capabilities include:
Commercial Property & Casualty Insurance
Specialty Insurance (Cyber, Professional Liability, Directors & Officers, Commercial General Liability and Marine)
Policy Wording Review
Coverage Comparison
Placement Quality Assurance
Coverage Gap Analysis
Renewal Policy Review
E&O Risk Governance
Insurance Operations Quality Assurance
Underwriting Support
Claims Technical Review
Insurance Litigation Support
Reinsurance & Facultative Placement Support
Insurance Process Excellence
Regulatory & Compliance Reviews
AI-assisted Insurance Policy Intelligence
By combining deep insurance knowledge with structured review methodologies and emerging technologies, our team helps clients improve placement accuracy, strengthen quality controls and reduce operational and coverage risks.
Global Experience
Our extended leadership and specialist network has contributed to insurance programmes and operational initiatives involving:
Global insurance quality assurance frameworks
Commercial insurance placements
Cross-border insurance programmes
Policy administration controls
Claims governance
Claims Advocacy
Operational excellence
Insurance technology implementation
Process transformation
Data analytics and quality reporting
Regulatory and compliance assurance
This experience enables Uniphoenix to understand both the technical and operational challenges faced by insurance brokers, consulting firms and corporate insurance buyers.
